Rates

Loan Rates Effective Jan 01, 2021

All loan interest rate questions should be referred to the Loan Department.

Type of Loan Term Rate*
New Car / Truck
2018 or Newer Up to 63 Months 2.69%
 
Used Car / Truck
2017 - 2014 Up to 63 Months * 3.89%
2013 - Older Up to 63 Months * 5.29%
 
New / Used Motorcycle
2019 or Newer Up to 63 Months* 5.69%
2018 - 2016 Up to 63 Months* 6.99%
2015 - Older Up to 63 Months* 8.99%
Type of Loan Term Rate*
New/Used ATV/UTV/Personal Watercraft/RV/Camper/Snowmobiles
2018 or Newer Up to 63 Months* 5.49%
2017 - 2014 Up to 63 Months* 6.79%
2013 - 2011 Up to 63 Months* 7.99%
Type of Loan Term Rate*
Signature (Unsecured) Loan
1 - 24 Months 6.75%
25 - 36 Months 7.25%
37 - 48 Months 7.50%
49 - 60 Months 7.75%
 
Unsecured Line of Credit
Unsecured Line of Credit 2% of Outstanding Balance 14.00%
Type of Loan Margin Max LTV Max CLTV
Home Equity Line of Credit
180 Months PRIME 80% 90%
Type of Loan Term Rate*
Unimproved/Improved Lot
Unimproved Lot Up to 60 Months Prime Rate + 2.0%
Type of Loan Term Rate*
Credit Builder
Credit Builder 24 Months Dividend Rate + 10.00%%
Type of Loan Fixed Rate
Credit Cards
VISA® Classic 12.96%
VISA® Gold 11.96%
*(For Scores 720 or better) $50 Loan Processing Fee