Rates

Auto Loans

Loan Rates Effective June 1, 2017

Risk Based Lending Program for Consumer Loans, not VISA, real estate or shared secured loans. A particular member's rate may vary from this schedule depending on credit score. All loan interest rate questions should be referred to the Loan Department.



New Car/TruckRates as low as

Type of Loan

Term

A.P.R.*

2017-2013

Up to 63 Months *

1.99%

 

64-75 Months **

2.79%

 

76-84 Months ***

3.79%

Used Car/TruckRates as low as

Type of Loan

Term

A.P.R.*

2012-2010

Up to 63 Months *

3.49%

 

64-75 Months **

3.99%*

 

76-84 Months **

4.99%*

2009-2008

Up to 60 Months

4.99%

2007 - Older

Up to 48 Months

6.75%

New/Used MotorcycleRates as low as

Type of Loan

Term

A.P.R.*

2017-2015

Up to 63 Months

2.99%

 

64-75 Months

3.49%*

 

76-84 Months

3.99%*

2014-2012

Up to 63 Months

3.49%

 

64-75 Months

3.99%*

 

76-84 Months

4.49%*

2011-2010

Up to 60 Months

4.99%

2009 and Older

Up to 48 Months

6.75%



APR= Annual Percentage Rate (For Scores 720 or better)
$50 Processing Fee for existing Abbey members


*Available for loans up to $10,000; Add 1% to rate if mileage exceeds 100,000 on any model year.
**Available for loans $10,001 - $20,000
***Available for loans $20,001 or greater



Recreational Loans

Loan Rates Effective May 9, 2017

Risk Based Lending Program for Consumer Loans, not VISA, real estate or shared secured loans. A particular member's rate may vary from this schedule depending on credit score. All loan interest rate questions should be referred to the Loan Department.

 

New/Used ATV/UTV/Personal Watercraft/RV/Camper/SnowmobilesRates as low as

Type of Loan

Term

A.P.R.*

2017-2014

Up to 63 Months

3.89%

 

64-75 Months

3.99%*

 

76-84 Months

4.24%*

2013-2010

Up to 63 Months

4.24%

 

64-75 Months

4.49%*

 

76-84 Months

4.99%*

2009 - Older

Up to 60 Months

4.99%



APR= annual percentage rate (For Scores 720 or better).

*67-72 months available only for loans $15,000 or larger
**73-84 months available only for loans $25,000 or larger


All loans subject to normal credit criteria. Rates subject to change without notice.



Signature Loans

Loan Rates Effective June 1, 2017



Signature (Unsecured) LoanRates as low as

Type of Loan

Term

A.P.R.*

 

Up to 24 Months

6%

 

25-36 Months

6.25%

 

37-48 Months

6.5%

 

49-60 Months

6.99%



APR= annual percentage rate (For Scores 720 or better).
All loans subject to normal credit criteria. Rates subject to change without notice.



Unsecured Line of CreditRates as low as

Type of Loan

Term

A.P.R.*

Unsecured Line of Credit

$40.00/Mo. per Thousand

10%



APR= annual percentage rate (For Scores 720 or better).
All loans subject to normal credit criteria. Rates subject to change without notice.



HELOC

Loan Rates Effective June 1, 2017

 

Home Equity Line of CreditRates as low as

Type of Loan

Margin

Max LTV

Max CLTV

HELOC

Prime + 0

80%

90%



APR= annual percentage rate (For Scores 720 or better).



Lot Loans

Loan Rates Effective June 1, 2017



Unimproved/Improved LotRates as low as

Type of Loan

Term

A.P.R.*

Unimproved/Improved Lot

Up to 60 Months

Prime Rate + 2.0%



APR= annual percentage rate (For Scores 720 or better).

All loans subject to normal credit criteria. Rates subject to change without notice.



Credit Builder Loans

Loan Rates Effective March 12, 2014



Credit BuilderRates as low as

Type of Loan

Term

A.P.R.

 

24 Months

Dividend Rate + 10.00%



APR= annual percentage rate (For Scores 720 or better).

All loans subject to normal credit criteria. Rates subject to change without notice.


APY= annual percentage yield



Credit Cards

Loan Rates Effective July 1, 2015

 

Credit CardsRates as low as

Type of Loan

Term

A.P.R.

VISA® Classic

12.96%*

VISA® Gold

11.96%*



Offer subject to credit approval.

All loans subject to normal credit criteria. Rates subject to change without notice.