Current Rates - Abbey Credit Union

Rates

Auto Loans

Loan Rates Effective January 7, 2018

Risk Based Lending Program for Consumer Loans, not VISA, or shared secured loans. A particular member's rate may vary from this schedule depending on credit score. All loan interest rate questions should be referred to the Loan Department.



New Car/TruckRates as low as

Type of Loan

Term

Rate*

2016 or Newer

Up to 63 Months *

3.49%

Used Car/TruckRates as low as

Type of Loan

Term

Rate*

2015 - 2012

Up to 63 Months *

4.29%

2011 - 2007

Up to 63 Months*

5.59%

2007 - Older

Up to 48 Months*

6.59%

New/Used MotorcycleRates as low as

Type of Loan

Term

Rate*

2017 or Newer

Up to 63 Months*

5.49%

2016 - 2014

Up to 63 Months*

6.79%

2013 - 2012

Up to 63 Months*

7.29%

2011 and Older

Up to 48 Months*

8.59%



(For Scores 740 or better)
$50 Processing Fee for existing Abbey members


Recreational Loans

Loan Rates Effective January 7, 2019

Risk Based Lending Program for Consumer Loans, not VISA, real estate or shared secured loans. A particular member's rate may vary from this schedule depending on credit score. All loan interest rate questions should be referred to the Loan Department.

 

New/Used ATV/UTV/Personal Watercraft/RV/Camper/SnowmobilesRates as low as

Type of Loan

Term

Rate*

2016 or Newer

Up to 63 Months*

5.49%

2015 - 2012

Up to 63 Months*

6.79%

2011 - 2010

Up to 63 Months*

7.99%



(For Scores 740 or better).

All loans subject to normal credit criteria. Rates subject to change without notice.



Signature Loans

Loan Rates Effective January 7, 2019



Signature (Unsecured) LoanRates as low as

Type of Loan

Term

Rate*

 

1 - 24 Months

6.50%

 

25 - 36 Months

6.75%

 

37 - 48 Months

7.00%

 

49 - 60 Months

7.50%



(For Scores 740 or better).
All loans subject to normal credit criteria. Rates subject to change without notice.



Unsecured Line of CreditRates as low as

Type of Loan

Term

Rate*

Unsecured Line of Credit

2% of Outstanding Balance

14%



(For Scores 740 or better).
All loans subject to normal credit criteria. Rates subject to change without notice.



HELOC

Loan Rates Effective January 7, 2019

 

Home Equity Line of CreditRates as low as

Type of Loan

Margin

Max LTV

Max CLTV

HELOC

Prime + 0

80%

90%



(For Scores 740 or better).



Lot Loans

Loan Rates Effective January 7, 2019



Unimproved/Improved LotRates as low as

Type of Loan

Term

Rate*

Unimproved Lot

Up to 60 Months

Prime Rate + 2.0%



(For Scores 740 or better).

All loans subject to normal credit criteria. Rates subject to change without notice.



Credit Builder Loans

Loan Rates Effective January 7, 2019



Credit BuilderRates as low as

Type of Loan

Term

Rate

Credit Builder

24 Months

Dividend Rate + 10.00%



(For Scores 740 or better).

All loans subject to normal credit criteria. Rates subject to change without notice.




Credit Cards

 

Credit CardsFixed rate

Type of Loan

/strong>

Rate

VISA® Classic

12.96%

VISA® Gold

11.96%



Dividends/Savings Rates



VIEW RATES

Offer subject to credit approval.

All loans subject to normal credit criteria. Rates subject to change without notice.