Rates

Loan Rates Effective Nov 01, 2024

All loan interest rate questions should be referred to the Loan Department.

Type of Loan Term Rate*
New Car / Truck
2020 or Newer Up to 63 Months* 5.99%
 
Used Car / Truck
2019 - 2016 Up to 63 Months * 6.79%
2015 - Older Up to 63 Months * 8.39%
 
New / Used Motorcycle
2021 or Newer Up to 63 Months* 7.39%
2020 - 2017 Up to 63 Months* 8.19%
2016 - Older Up to 63 Months 10.19%
Type of Loan Term Rate*
New/Used ATV/UTV/Personal Watercraft/RV/Camper/Snowmobiles
2021 or Newer Up to 63 Months* 7.09%
2020 - 2017 Up to 63 Months* 8.09%
2016 - Older Up to 63 Months 9.29%
Type of Loan Term Rate*
Signature (Unsecured) Loan
1 - 24 Months* 10.29%
25 - 36 Months* 10.54%
37 - 48 Months* 10.79%
49 - 60 Months* 11.04%
 
Unsecured Line of Credit
Unsecured Line of Credit 2% of Outstanding Balance 14.00%
Type of Loan Margin Max LTV Max CLTV Closing Cost
120 Months PRIME 80% 90% $750
Type of Loan Rate Max LTV Max CLTV Closing Cost
Home Equity Loan
60 Months 7.25 80% 90% $750
84 Months 7.50 80% 90% $750
120 Months 7.75 80% 90% $750
Type of Loan Term Rate*
Unimproved/Improved Lot
Unimproved Lot Up to 60 Months Prime Rate + 2.0%
Type of Loan Term Rate*
Credit Builder
Credit Builder 24 Months Dividend Rate + 10.00%
Type of Loan Fixed Rate
Credit Cards
VISA® Classic 12.96%
VISA® Gold 11.96%
*(For Scores 720 or better) $75 Loan Processing Fee. Rates are subject to change at any time.