Current Rates - Abbey Credit Union

Rates

Auto Loans

Loan Rates Effective April 1, 2019

Risk Based Lending Program for Consumer Loans, not VISA, or shared secured loans. A particular member's rate may vary from this schedule depending on credit score. All loan interest rate questions should be referred to the Loan Department.



New Car/TruckRates as low as

Type of Loan

Term

Rate*

2016 or Newer

Up to 63 Months *

3.89%

Used Car/TruckRates as low as

Type of Loan

Term

Rate*

2015 - 2012

Up to 63 Months *

4.99%

2011 - Older

Up to 63 Months*

6.69%

New/Used MotorcycleRates as low as

Type of Loan

Term

Rate*

2017 or Newer

Up to 63 Months*

5.69%

2016 - 2014

Up to 63 Months*

6.99%

2013 - Older

Up to 63 Months*

8.99%



(For Scores 720 or better)
$50 Loan Processing Fee


Recreational Loans

Loan Rates Effective April 1, 2019

Risk Based Lending Program for Consumer Loans, not VISA, real estate or shared secured loans. A particular member's rate may vary from this schedule depending on credit score. All loan interest rate questions should be referred to the Loan Department.

 

New/Used ATV/UTV/Personal Watercraft/RV/Camper/SnowmobilesRates as low as

Type of Loan

Term

Rate*

2016 or Newer

Up to 63 Months*

5.49%

2015 - 2012

Up to 63 Months*

6.79%

2011 - 2010

Up to 63 Months*

7.99%



(For Scores 720 or better).

All loans subject to normal credit criteria. Rates subject to change without notice.



Signature Loans

Loan Rates Effective April 1, 2019



Signature (Unsecured) LoanRates as low as

Type of Loan

Term

Rate*

 

1 - 24 Months

6.75%

 

25 - 36 Months

7.25%

 

37 - 48 Months

7.50%

 

49 - 60 Months

7.75%



(For Scores 720 or better).
All loans subject to normal credit criteria. Rates subject to change without notice.



Unsecured Line of CreditRates as low as

Type of Loan

Term

Rate*

Unsecured Line of Credit

2% of Outstanding Balance

14%



All loans subject to normal credit criteria. Rates subject to change without notice.



HELOC

Loan Rates Effective April 1, 2019

 

Home Equity Line of CreditRates as low as

Type of Loan

Margin

Max LTV

Max CLTV

HELOC

Prime + 0

80%

90%



(For Scores 720 or better).



Lot Loans

Loan Rates Effective April 1, 2019



Unimproved/Improved LotRates as low as

Type of Loan

Term

Rate*

Unimproved Lot

Up to 60 Months

Prime Rate + 2.0%



(For Scores 720 or better).

All loans subject to normal credit criteria. Rates subject to change without notice.



Credit Builder Loans

Loan Rates Effective April 1, 2019



Credit BuilderRates as low as

Type of Loan

Term

Rate

Credit Builder

24 Months

Dividend Rate + 10.00%



(For Scores 720 or better).

All loans subject to normal credit criteria. Rates subject to change without notice.




Credit Cards

 

Credit CardsFixed rate

Type of Loan

Rate

VISA® Classic

12.96%

VISA® Gold

11.96%