Home Equity Loans

Home Equity Line of Credit

A home equity line of credit or HELOC is a 7 year line of credit that provides you the flexibility to use the funds as needed. You may borrow up to 80% of the value of your home.

Abbey Credit Union provides home equity loans to residents in Vandalia, Butler Township, Miami, Montgomery, Darke, Greene and Shelby County. Is it time to remodel your home? Come to Abbey Credit Union, where we will open the door for you!


If you’re a home owner with good credit standing, you can use your home as collateral to pay for whatever comes your way. Pay off high interest rate credit cards, medical bills or fund your children's college expenses with a home equity loan at Abbey Credit Union.


Traditional Home Equity Loan

A home equity loan is a close-ended loan that provides a lump sum of money with a fixed interest rate. You may borrow anywhere from $7,500 to 80% the value of your home with a term ranging from 5 to 10 years.


View current rates


Come to Abbey Credit Union! We will open the door for you... to a Home Equity Loan. Visit any of our branches listed at the bottom of this website to apply for your Home Equity Loan.




Many of our members like to share their thoughts and opinions with us and we thought it would be nice to pass it along to you.



Since I became a member about 14 years ago, I cannot say anything negative about Abbey Credit Union. Top notch service ..I recommend this credit union to anyone that’s looking for all your banking needs. I like to give a special shout out to Paula (loans) and Bonnie (teller) for taking care of all my banking needs. Friendly tellers makes happy customers. Thanks Abbey Credit Union. — Sean G.


Abbey has great customer service, friendly and very helpful. — Jonas C.


Valuable Links

HUD on homes: If anyone knows the ins and outs of home buying, it's the Department of Housing and Urban Development (HUD).