SHARE DRAFT CHECKING ACCOUNTS
A checking account is the foundation of your financial management system. It is the account that you will likely use most often. Abbey Credit Union offers full-service checking accounts, customized to make your day-to-day transactions convenient. You get a host of extras and options with Abbey’s checking, such as Mobile Banking, No Fee Checking, E-Statements, and much more, providing the easiest way to manage your money.
Basic Share Draft Checking Account
The Basic Share Draft Checking Account is just what it says, "basic." The Basic Share Draft Checking is a perfect, NO FEE checking account, for members who do not maintain high balances in their checking and seek checking account benefits credit unions offer.
- NO FEES Checking Account
- NO Minimum Balance Requirements
Classic Share Draft Checking Account
Classic checking account - a first-rate account that pays dividends when you maintain a $1,000 average daily minimum balance. Dividends paid quarterly on the daily balance in the account at a fair Annual Percentage Yield, with an average daily minimum balance of $1,000.
- NO FEES with Minimum Balance
- NO Annual Checking Account Fee
Free Kasasa Cash Checking Account
FREE Kasasa Cash® - truly free checking that pays you to bank with us. Earn up to 2.00% APY* in dividends every month, just for doing simple banking activities. You’ll also get refunds on ATM withdrawal fees, nationwide* — so every ATM is your ATM.
- FREE checking that pays high dividends
- 2.00% APY* on balances up to $10,000
- .25% APY on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to FREE Kasasa Saver to build savings automatically
- Add Kasasa Protect® for comprehensive fraud protection*
- NO minimum balance to earn rewards
- NO monthly maintenance fee
- NO minimum deposit to open
- Enroll in E-Statements
Free Kasasa Cash Back Checking Account
FREE Kasasa Cash Back® - get paid to go shopping. Enjoy 3.00% cash back on your everyday debit card purchases, up to $72 back per year ($6 per month). You’ll also get refunds on ATM withdrawal fees, nationwide.* And there’s never a monthly maintenance fee.
- FREE checking that pays you back
- 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $72 cash back per year, $6 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to FREE Kasasa Saver to build savings automatically (links to Kasasa Saver product page)
- Add Kasasa Protect® for comprehensive fraud protection* (links to K Protect product page)
- NO monthly maintenance fee
- NO minimum balance to earn rewards
- NO minimum deposit to open
- Enroll in E-Statements
Learn More About Kasasa Cash Back
Free Kasasa Tunes Checking Account
FREE Kasasa Tunes® - enjoy more of what you love — whether that’s music, movies, or anything else you can buy online. Get rewarded with $10 in refunds for your iTunes®, Amazon®, or Google Play™ purchases every month.* You’ll also get refunds on ATM withdrawal fees!*
- FREE checking that pays you to shop online
- Earn $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month*
- Get $20 in refunds for iTunes, Amazon, or Google Play purchases when you open your account*
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- NO monthly maintenance fee
- NO minimum balance to earn rewards
- NO minimum deposit to open
- Enroll in E-Statements
Abbey's Additional Services
- FREE Abbey@Home
- FREE Online Bill Pay
- FREE Abbey On-The-Go Mobile Banking and Mobile View
- E-Statements
- 24/7 OttoTeller Phone Service Toll Free 800-222-3989
- FREE Direct Deposit
- FREE Payroll Deductions
- Surcharge-FREE Debit/ATM Cards
Coast to coast you can find thousands of ATMs in the MoneyPass® surcharge-free network. In addition, Abbey Credit Union belongs to the Alliance One group, giving our members access to even more ATMs nationwide.
Money Market Account
Like a savings account, a money market account holds deposits that earn interest. However, money markets require a higher balance to avoid monthly fees. Because of these deposit requirements, money market accounts tend to carry a higher rate compared to savings accounts. Abbey Credit Union now offers this service to members.
Money Market Account
Tier One
- $2,500.00- $9,999
- 8 (eight) free counter checks to use with account
Tier Two
- $10,000.00 and up
- 50 free checks
Disclosure – Money Market account
$2,500.00 minimum – if minimum amount is not kept in the Money Market Account a fee may
apply and the interest rate will be reduced to the current Share Savings Rate
Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six
$500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee
of $5.00
A Share Savings account must be present to qualify for a Money Market Account
Dividends paid monthly and subject to change monthly
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver's license or other identifying documents