Credit Cards - Abbey Credit Union

Credit Cards

VISA® Gold / VISA® Classic Credit Cards

Keeping a credit card handy simplifies your life. Track expenses, shop online with ease, avoid trips to the ATM, and eliminate the aggravation of carrying cash. Abbey Credit Union offers VISA® Gold and VISA® Classic, with a fixed-rate Annual Percentage Rate.


With an Abbey VISA® Gold or Classic Credit Card, you'll enjoy these benefits and more:

  • No annual fee

  • Fixed Annual Percentage Rate (no Variable-Rate)

  • 25 day grace period on purchases

  • No balance transfer fees

  • No cash advance fees

  • Online account access

Convenient Downloadable Application for Your VISA® Gold or VISA® Classic in 2015

Contact Customer Service: 1-877-935-2637

Pay by Phone: 1-866-577-5332



Conveniently apply online for a credit card today! Select the APPLY ONLINE NOW button on the right of your screen. Or, you may download a credit application (click on "Apply for VISA® Classic or VISA® Gold above) to conveniently complete in advance.  Simply fax or bring your application into one of our branch locations.



Learn the Benefits of a Fixed-Rate APR

The difference between a Fixed-Rate APR and a Variable-Rate APR

A fixed-rate APR is a set Annual Percentage Rate that does not fluctuate with changes to an index. This does not mean that the interest rate will never change, but Abbey Credit Union will notify you before any change is made to your credit rate. As always, Abbey Credit Union strives to offer their members low rates.

A variable-rate APR changes with the index interest rate, such as the prime rate published in the Wall Street Journal.




View current rates




Many of our members like to share their thoughts and opinions with us and we thought it would be nice to pass it along to you.



This is the best credit union. All are very helpful with everything. I refer everyone I know. You're the best! — Rosemary

I just opened a new account. The credit union seems nice. — Natasha W.




Lost or stolen credit card?

If your Abbey Credit Union card is lost or stolen, please call (800) 546-8882 immediately.


24/7 OttoTeller Access

Make account inquiries, transfers, withdrawals, and more... anywhere and anytime (24 hours a day, 7 days a week) over the telephone. Abbey's Response Telephone Banking Service offers a Toll Free Telephone Number for your convenience. Local 937-898-0281 Toll Free 800-222-3989