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Certificates of Deposit
Grow your savings, stress-free
A Certificate of Deposit (CD) is a simple, secure way to grow your savings. You deposit money for a set term and earn a guaranteed interest rate. It’s a great option if you don’t need to access your funds right away.
Rates Effective October 28th 2025
Subject to change at any time. Minimum $500 required.
Certificates of Deposit
Rate
6 Months
12 Months
18 Months
24 Months
36 Months
48 Months
60 Months
Charm
Term
3.59%
3.59%
3.59%
3.59%
3.59%
3.59%
3.59%
3.59%
APY
3.65%
3.65%
3.65%
3.65%
3.65%
3.65%
3.65%
3.65%
Jumbo CD
Minimum $250,000
Term
12 Months
24 Months
Rate
3.88%
3.69%
APY
3.95%
3.75%
Benefits of a CD
Guaranteed Returns - With a fixed interest rate you know exactly how much you will earn over your term.
Higher Interest Rate - A higher interest rate than a traditional savings account.
Encourages Saving - Being locked in for a set term, a CD helps discourage impulse buying. (Funds can be withdrawn at any time, a penalty of 90 days of interest will be assessed for early withdraws)
Charm CD
Abbey also offers Charm CD's for kids!
Parents, Grandparents, and Guardians may open a Charm CD for the child in their life to help them save for their future. This CD has the same benefits of all the Certificates of Deposit at Abbey. Charm CD's use the 24 Month Term Rate.
