Whether you need a car to cruise through town or a caravan to take the kids to practice, buying a new vehicle is always a major life event. At Abbey Credit Union, two easy steps will make your purchase simple and hassle free to get you on the road quickly!
Step One
Apply online, download a .pdf application or visit one of our local branches to get pre-approved for an Abbey Vehicle Loan before you go shopping! Not only will you know how much you can afford and your monthly payments, you will also have a pre-approval letter in your hand. The only thing you'll need to negotiate at the dealership is the price of the car.
Step Two
Once you have found the perfect car, the rest is easy. Take your pre-approval letter to one of our participating dealerships, sign a few papers to finalize your Abbey Auto Loan, and hit the road in your new car! If you are purchasing a fuel-efficient vehicle, financing it at Abbey can help you save more than just gas money. Find out how when applying for your loan!
Conveniently apply online for a vehicle loan today! Select the APPLY ONLINE NOW button on the right of your screen. Or, you may download a vehicle loan application to conveniently complete in advance. Simply fax or bring your application into one of our branch locations.
LOAN PROTECTION INSURANCE GAP Insurance Loan protection credit life, disability insurance & Term Life Insurance. The Hartford Insurance
Loan Rates Effective October 1, 2011
New/Used Car/Truck
Type of Loan
Term
A.P.R*
2012-2006
Up to 60 Months
2.75%
61-66 Months
3.00%
67-72 Months
3.25%
72 Months available only for loans $15,000 or greater
Used Car/Truck
2005-2000
Up to 36 Months
3.00%
37-48 Months
3.25%
49-60 Months
3.50%
Vehicles older than 2000 (other than classic vehicles), please add 3.0% to the 2005-2000 rates
New/Used Motorcycle*
2012-2006
Up to 60 Months
4.75%
61-66 Months
5.00%
Includes ATV's, Personal Watercrafts
Used Motorcycle*
2005 – 2000
Up to 36 Months
6.49%
37-48 Months
6.74%
49-60 Months
6.99%
For motorcycles older than 2000, please add 3.0% to 2005-2000 rate
*These rates are also to be used for ATVs, UTVs, snowmobiles, personal watercraft, etc., but add 1.0% to the rate
*APR= annual percentage rate
All Loans subject to Normal Credit Criteria. Rates subject to change without notice.
Guaranteed Auto Protection Guaranteed Auto Protection (GAP) helps protect you in the event your vehicle is totaled by collision or theft. GAP will pay off the outstanding vehicle loan balance if you owe more than what your insurance company gives you.
GAP is available at a low, one-time cost of only $225. If you are interested in obtaining GAP on your vehicle loan, simply let us know when getting pre-approved for your auto loan.
Need a loan? Learn more:
You may apply online for a Credit Card or Abbey loan
excludes real estate & business loans
VANDALIA•TROY•MIAMI COUNTY Abbey Credit Union membership is open to those who live, work, worship, or attend schools in Vandalia, Troy, Butler Township, or Miami County.