Join Abbey Credit Union

Joining Abbey Credit Union is simple and convenient:
Visit any of our local branches:
VANDALIA
800 Falls Creek Drive, Vandalia, Ohio
937-898-7800 / Toll Free 800-546-8882
TROY
1341 Wayne Street, Troy, Ohio
937-335-7500 / Toll Free 866-335-7555
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You may complete any of the Switch Kit Forms prior to coming into the branch
(Switch Kit Form .pdf downloads available below)
Owned By Members, For Members
Abbey Credit Union was organized in 1937 and is a nonprofit financial organization. Abbey's goal is to help people help each other by promoting thrift through convenient, efficient savings plans and providing quick sources of credit.

You may notice the use of the word “member” in reference to our customers throughout Abbey Credit Union literature. This is because community is our motivation. Abbey is owned by people just like you, your friends, and your neighbors, thus the focus remains on the financial needs of its members.

But not everyone can join Abbey Credit Union. In order to become a member, you must meet one of these qualifications:
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You must live, work, worship or attend school in Vandalia, Butler Township or Miami County.
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You can also become a member if you work for one of our Select Groups as full- time, part-time or a retiree. SelectGroups are companies and organizations who have decided to offer possible membership in Abbey Credit Union as a benefit to their employees. To see a complete list of Select Groups, click here.

• If you have a relative who is a member, you are also eligible for membership.

• If you would like to become a member of Abbey Credit Union, stop by today or give us a call at 898-7800.


Belonging and Benefitting at Abbey Credit Union

By Leslie Rogers

Do you want to feel as though you actually belong to your financial institution and are not just another account number?
At Abbey Credit Union, it’s reassuring to know that you are a member, not just a customer. When you place your hard earned money into an account, you become part of a much larger family, a network of people who have the same goals as you to get the most out of your investments with minimal loan rates and rewarding dividends. When walking into our business, you will be greeted with enthusiasm and recognized by name.

So, what exactly is the difference between a credit union and a bank?
At a credit union, anyone who deposits money becomes a member, therefore attaining part ownership. The decisions made within a credit union are made by members just like you, as opposed to a bank run by profit-driven officials who benefit from high interest rates and low dividends. Incumbent officers on the board of directors are strictly volunteers. Their interests lie in benefiting the credit union and its members, not their own financial gain. As a not-for-profit cooperative, any money remaining after establishing an adequate financial reserve is returned to its members in the form of increased dividends, lower loan rates, and cheap or free services.

Abbey Credit Union is dedicated to building a family of members based on trust.
The Board of Directors are elected officials and therefore trusted by the members of the credit union. Abbey strives to create a unity among its members, resulting in a sound financial mind. One way they do this is by holding annual meetings open to all member-owners. Individuals are able to learn about the events and accomplishments of the credit union over the past year, its goals for the year to come, and cast their vote for directors.

Abbey is dedicated to providing its members with plenty of options to meet the needs of the individual.
Abbey offers a variety of services for its members, with the most up-to-date technology to aid in easy and efficient managing of your account. Some of these services include Abbey@Home (online access to your account), Web BillPay to make loan payments whenever you choose, automatic bill pay through an electronic funds transfer system, ATM access with no surcharge when you use your Alliance One or MoneyPass card, and direct deposit.


Member Spotlight
Abbey Credit Union - a Kraska Family Tradition
MIkeKraska
In the mid-eighties, when Michael Kraska was in his teens and preparing to purchase his first car, his father brought him up to Abbey Credit Union to apply for a loan. Michael, of Mayberry’s Van & Storage, Inc., never guessed that this was the beginning of a life-long relationship.

Over the years, Michael has done quite a bit of business with Abbey Credit Union. He says that Abbey is “so easy to work with” when it comes to taking out loans. He simply walks in and they ask, “How much do you need, Mike?” He is immediately assisted by the loan officer, who seems to be familiar with his credit rating even before looking it up and beginning the loan process. It’s this personal service that Michael says makes going back to Abbey worthwhile.

“You might say Abbey CU has been a family tradition,” Michael claims. His father served on the Board of Directors, having been a long-time Select Employee Group member through Inland. Michael’s brother also became a member in his early years, and he recently helped his daughter get her first loan through Abbey Credit Union.
Also a customer of a bank, Michael doesn’t feel the sense of community from them that he does at Abbey. Never having a reason to actually go inside, he always performs his financial transactions at the bank drive-thru. With Abbey, it’s different. While Michael notices a high turnover rate at the bank, he has been greeted by the same smiling faces for years at Abbey. “They know you by your name,” he praises the employees of Abbey. Walking into Abbey to carry out his transactions is like walking into a restaurant and the waitress already knows his order. He doesn’t even have his account number committed to memory, but the teller at is able to pull up his account the minute he walks in. Currently, Michael has his paperwork all ready to begin payroll Direct Deposits into his account and is excited to continue his affiliation with Abbey Credit Union.

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