|
New Car/Truck
|
|
|
Type of Loan |
Terms |
A.P.R * |
|
2011-2010 |
Up to 60 Months |
2.99%* |
|
|
61-66 Months |
3.24% |
|
|
67-72 Months |
3.49%* |
|
(72 Months available only for loans $20,000 or greater) |
|
Used Car/Truck
|
|
Type of Loan |
Terms |
A.P.R * |
|
2009-2006 |
Up to 48 Months |
3.99% |
|
|
49-60 Months |
4.15% |
|
|
61-66 Months |
4.40% |
|
|
67-72 Months |
4.65% |
|
(72 Months available only for loans $20,000 or greater) |
|
2005-2000 |
Up to 36 Months |
4.90% |
|
|
37-48 Months |
5.15% |
|
|
49-60 Months |
5.40% |
|
Vehicles older than 2000 (other than classic vehicles), please add 3.0% to the 2005-2000 rates |
|
New Boat/RV |
|
Type of Loan |
Terms |
A.P.R * |
|
2011 – 2010 |
Up to 60 Months |
5.74% |
|
|
61-72 Months |
5.99% |
|
|
73-84 Months |
6.24% |
| |
(84 Months available only for loans $30,000 or greater) |
|
Used Boat/RV |
|
Type of Loan |
Terms |
A.P.R * |
|
2009-2006 |
Up to 60 Months |
6.49% |
|
|
61-72 Months |
6.74% |
| |
|
73-84 Months Max. |
7.99% |
| |
(84 Months available only for loans $30,000 or greater) |
| |
2005 – 2000 |
Up to 60 Months |
7.24% |
| |
|
61-72 Months |
7.49% |
| |
For boats/RVs older than 2000, please add 3.0% to the 2005-2000 rate |
|
New Motorcycle |
|
Type of Loan |
Terms |
A.P.R * |
|
2011 – 2010 |
Up to 36 Months |
4.99% |
|
|
37-48 Months |
5.24% |
|
|
49-60 Months |
5.49% |
|
|
61-66 Months |
5.74% |
|
(Includes ATV's, Personal Watercrafts) |
|
Used Motorcycle |
|
Type of Loan |
Terms |
A.P.R * |
|
2009 – 2006 |
Up to 36 Months |
5.99% |
|
|
37-48 Months |
6.24% |
|
|
49-60 Months |
6.49% |
|
|
61-66 Months |
6.74% |
|
For motorcycles older than 2000, please add 3.0% to 2005-2000 rate
*These rates are also to be used for ATVs, UTVs, snowmobiles, personal watercraft, etc., but add 1.0% to the rate |
|
Signature |
|
Type of Loan |
Terms |
A.P.R * |
|
|
Based on amount |
13.50% |
|
Unsecured Line of Credit |
|
|
$40.00/ Mo. per Thousand |
13.75% |
|
Credit Cards |
|
Type of Loan |
Terms |
A.P.R * |
|
VISA® Classic Card |
3% of Balance (Mo/Pymt.) |
12.96% |
|
VISA® Gold Card |
3% of Balance (Mo/Pymt.) |
11.96% |
|
Closed End Home Equity ** |
|
Type of Loan |
Terms |
A.P.R * |
|
Regular Home Equity |
60 Months ($7,500 Min.) |
4.99% |
|
Regular Home Equity |
120 Months ($12,000 Min.) |
5.49% |
|
Regular Home Equity |
180 Months ($20,000 Min.) |
5.99% |
|
Open-End Home Equity ** |
|
Type of Loan |
Terms |
A.P.R * |
|
|
2% of Balance (Mo/Pymt) |
Prime Rate |
|
Unimproved/Improved Land |
|
Type of Loan |
Terms |
A.P.R * |
|
|
60 Months |
Prime Rate + 3.0% |
|
Rental Property |
|
Type of Loan |
Terms |
A.P.R * |
|
|
15 Years (Max LTV 80%) |
5.49% |
|
|
30 Years (Max LTV 80%) |
5.74% |
|
First Mortgage |
|
Type of Loan |
Terms |
A.P.R * |
|
|
15 Years |
Contact a Loan Officer for the latest rates. |
|
|
30 Years |
Contact a Loan Officer for the latest rates. |
|
Home Improvement (Unsecured) |
|
Type of Loan |
Terms |
A.P.R * |
|
|
60 Months |
10.50% |
|
Student Loan (Abbey Credit Union's) |
|
Type of Loan |
Terms |
A.P.R * |
|
|
84 Months Max. |
9.50% |
|
Share (Savings) Secured |
|
Type of Loan |
Terms |
A.P.R * |
|
|
180 Months |
Dividend Rate + 3.00% |
|
Credit Builder Loan |
|
Type of Loan |
Terms |
A.P.R * |
|
|
24 Months |
Dividend Rate + 10.00% |